WHY USE ADVOCATE MORTGAGE SERVICES INC.?

If you are an educated shopper and compare the CLOSING COSTS FOR THE SAME RATE ON THE SAME DAY, youll see that we will save you thousands of dollars! We love educated shoppers who simply want the best deal!

We are licensed by the Pennsylvania Department of Banking as well as the Federal Housing Administration both requiring sizable net worth. We also carry a $100,000.00 bond to insure against losses to our clients.

Why use A La Carte Real Estate Company?

A La Carte Real Estate Company was founded on the principle that sophisticated consumers wanted 'Choices' as they conduct their real estate transactions.  We are a full service company but also believe that you should pay only for those services you need and want. 

Many of you may have previously owned and sold real estate, or believe that you are capable of doing some of the work performed by professionals in order to save money.  You also like the idea of being able to rely on someone as your circumstances and needs change.  We work with you to provide 'value added levels of service' ranging from 'flat fee' to full service options.  You may decide that you would like to sell your house by yourself but you want the added exposure of the multi-list and realtor.com.  Our 'flat fee' product provides this capability and future options to buy additional services from us or convert to a more 'traditional' product.  Or, you may not feel comfortable with some aspects of a transaction like sales agreements or negotiating and you hire us to provide these services.  For buyers, we offer programs that provide 'cash back' at closing.  Imagine, a real estate company paying you to buy a house.  We can provide all these services and we do them without 'locking' you in to a long term contract.

You also get the benefit of our mortgage company, Advocate Mortgage Services.  Founded in 1994, Advocate Mortgage Services has provided mortgages in excess of a half billion dollars with $100 million in 2003 alone.  The combination of our real estate and mortgage products truly provides you with "The Best of all Worlds".  You can save thousands of dollars and retain more of your equity, all with the confidence that we are there to help you along the way.   

Please contact us to discuss your individual situation and we will help you develop a strategy that meets your specific needs.